Good money can create good places.

Urby lets you buy shares, from RM10, in vacant houses in mature Klang Valley neighbourhoods. The houses are restored and sold to families who will live in them. You share in the profit when each one is sold.

Gable House, Gasing IndahVacant three months before purchaseListed before renovation
Gable House, Gasing Indah, Petaling Jaya, photographed before renovation Gable House, Gasing Indah, Petaling Jaya Vacant three months before purchase Listed before renovation; the after photograph follows on completion Photograph to place: Gable House as found, gable and front elevation.

Malaysians call them rumah busuk: sound houses on good streets, left empty long enough to look hopeless.

Urby is a platform for investing in one specific house at a time. Each share is a Profit-Share Contract tied to a single landed property. It entitles you to a portion of the profit when that house is sold. It does not make you an owner or a landlord: you carry none of the upkeep, and it gives no right to live there.

That is a different structure from a REIT, which spreads you across a market, and from the special purpose vehicle most fractional platforms use, where investors also inherit the property's management. On Urby the listing partner buys, restores and manages the house. You participate in the appreciation.

Urby earns fees on transactions: new listings and trades on its secondary market. Terms are in the FAQ.

How a FastTrack share works

The lead product. Co-owned houses follow the same steps over a longer horizon.

Currently listed

Gable House

Gasing Indah, Petaling Jaya. Pre-renovation.

RM9.90 a share

Stage
Acquired; renovation funded by this listing
Minimum
RM10, about one share
Maximum
RM25,000 per property1

Figures as shown on urby.ai on 22 September 2026. Availability changes; the app shows the current position.

  1. Choose a houseUrby's listing partner identifies undervalued, vacant houses in established neighbourhoods using UrbanMetry's city data. A house appears on Urby only after it has been fully bought.1
  2. Fund its restorationYour money pays for the renovation, not the purchase. Plumbing is fixed, structure strengthened, layout brought up to date. Shares can be traded on Urby's secondary market before the sale.
  3. Earn when it becomes a homeWhen the house is sold to a family, the profit is shared with investors in proportion to shares held. Urby's published holding period for FastTrack houses is six to twelve months. Returns are not guaranteed; a house can sell for less than expected.2

Two ways a house comes back

FastTrack houses

Kuchai Lama house before renovation
Kuchai Lama, Kuala Lumpur, as found. Vacant more than five years.

A vacant house is bought outright by the listing partner, restored, and sold to a family. You earn on the sale.

Shares from
RM10
You earn
On the sale of the house
Published holding period
Six to twelve months
Who lives there
The buyer, after renovation

Co-owned houses

A co-owned house after renovation
A co-owned house after renovation. Photograph from urby.ai/co-owned.

Urby's partner and a family buy a house together. The family lives in it and maintains it without taking on the full debt. You earn when the family sells, or buys out the partner's share.

Shares from
RM10
You earn
When the family sells or buys back the share
Published holding period
Five to ten years, set by the family
Who lives there
The family, from day one

What has happened so far

The record to date, stated as counted. The platform lists redeemed houses alongside active ones, so completed sales stay visible.

19

houses listed as at 11 January 2026, of which 11 FastTrack1

6 months

from listing to sale for Ketupat House, Kelana Jaya, the first FastTrack house completed

RM10

the smallest stake in any house on the platform

Photograph to place: Ketupat House, Kelana Jaya, after renovation. Not found on urby.ai public pages.

Ketupat House, Kelana Jaya

Listed, renovated and sold within six months. The first FastTrack house to complete the cycle.

House in Kuchai Lama, Kuala Lumpur

Kuchai Lama, Kuala Lumpur

Vacant more than five years

House in Seksyen 17, Petaling Jaya, front elevation

Seksyen 17, Petaling Jaya

Vacant one year

Gable House, Gasing Indah, Petaling Jaya

Gasing Indah, Petaling Jaya

Vacant three months

Every house on Urby, active and redeemed

After the work

Before photography is evidence; after photography is what the capital made possible. These are finished Urby houses as shown on urby.ai.

A co-owned Urby house after renovation
Co-owned house after renovation. From urby.ai/co-owned.
A restored Urby house
Restored house. From urby.ai/about. Team to confirm house name and stage before publication.
A restored Urby house and its street
Restored house and street. From urby.ai/about. Team to confirm house name and stage before publication.

1.9 million

vacant houses in Malaysia, as counted by Urby3

The shortage is not of houses. It is of houses in the right places that anyone is living in.

Many of these stand in mature neighbourhoods: a station within walking distance, markets and cafés nearby, a park close enough to use. Left empty, maintenance costs climb, the street quietens and the old shops close. Restoring a house that already stands avoids the materials and construction of a new one, and puts a household back on a street that needs one.

This is what the phrase at the top of the page means in practice. Capital that is patient enough to restore rather than demolish, and disciplined enough to insist on sound economics, ends up creating places people want to live in. Urby is built so that ordinary savers can be that capital.

Protections, and what they do not cover

Urby operates within the Securities Commission Malaysia regulatory sandbox and is working towards formal regulation, voluntarily following the Commission's best-practice guidelines in the meantime.1

The house is bought first

A property is listed only after it has been fully acquired. Your money funds the renovation, not the purchase.

Funds in a trustee account

Your money is held by a trustee and released only for the use you have authorised.

Identity verified, systems audited

Every account passes electronic know-your-customer checks. Funds and systems are audited regularly.4

What you are taking on

  • Returns are not guaranteed. Property values fall as well as rise, and a house can sell for less than the listing assumed.
  • A share is a contract on the profit from one house. It gives no ownership, no occupancy and no rental income.
  • Your money is committed until the house is sold, unless you find a buyer for your shares on the secondary market.
  • Co-owned houses may take five to ten years to realise; the family decides when.
  • Regulation is in progress, not complete. Read the security and risks FAQ before investing.

Who is behind it

UrbanMetry

The data engine

Collects and analyses city data across Malaysia for banks, developers and policymakers. The same data selects the houses on Urby.

UrbanWave

The listing and renovation partner

Acquires and restores the houses: plumbing fixed, structures strengthened, layouts brought up to date, then matched with a buyer.

Koh Cha-Ly

Founder and chief executive

Trained in city planning at MIT. Founded UrbanMetry, then UrbanWave and Urby, to apply city data to everyday houses and the people who live in them.

In the press

The Edge Malaysia's January 2026 cover story on fractional property investment reported that Urby lets Malaysians invest from RM10 in refurbished homes and earn a share of the profit on sale, with no ownership or management responsibility. Read the feature.

Good money can create good places. Start with one house.

  1. Regulatory sandbox status, acquisition-before-listing, the RM25,000 per-property cap and the count of 19 houses (11 FastTrack) as at 11 January 2026 are as reported by The Edge Malaysia, theedgemalaysia.com/node/790948, retrieved 22 September 2026. Confirm current figures with the team before publication.
  2. Holding periods are Urby's published figures (urby.ai/faq/investment-returns). They are not guarantees. Each listing states its own assumptions.
  3. Figure stated on urby.ai/about. Cite the underlying dataset and reference year here before publication.
  4. Trustee, eKYC and audit arrangements as described on urby.ai/co-owned. Confirm the audit schedule and auditor before publication.